Disclaimer

This blog contains our personal opinions and experiences and we hope it will be of interest. However, data provided is for information only and may not be current or error free.


No liability will be accepted resulting from the use or misinterpretation of any information contained herein.


The contents of this blog may not be used for any commercial purpose without the written permission of the copyright holders, David and Janet Ribbans. © dandjribbans 2005 to 2014.